Overview
Florida’s home insurance market is unique, dynamic and complex. Rating Dynamics
is dedicated to helping Florida's independent insurance agents by offering the most
complete rating solution for homeowner's insurance agents.
The core power of our product is its ability to provide accurate quotes upfront
for over 30 of the top Florida carriers within seconds after the
single entry of rating information. This feature provides agents with the ability
to provide quotes while the customer is on the phone; thereby, eliminating the customer’s
tendency to shop for additional quotes.
Accuracy is critical to facilitate this exchange between agent and customer. Accuracy
could not be achieved if our rating engine was simply a base rate calculation, which
would only yield a rate estimate. Rather, we use many of the same vendors and partners
the carriers use to automatically obtain Responding Fire Stations, BCEGs, Protection
Class, Wind Pool Eligibility, Wind Terrain Features and Location specifics. Our
confidence in our rate accuracy is demonstrated by our Accuracy
Challenge*.
Our product also has the ability to automatically transfer rating information to
the carrier’s website, with most of the quote information pre-filled. With the quotes
provided upfront, the agent no longer needs to visit a number of carrier websites
to quote and eventually bind a quote.
Rating Dynamics includes additional features to increase the productivity of your agency,
including:
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Side-by-side rate comparisons using scenarios with different rating inputs.
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Utility to assist the agencies to identify and track risks closed due to zip, county,
coverage A amount or construction year limitations.
With this solution, agents can proactively protect your business
by demonstrating your agency’s command of the market, and offering your clients
real choices. Agents can also increase your business by efficiently
quoting leads and improving the productivity of staff.
To learn how you can put the power of Rating Dynamics to work for
your agency, contact us today.
*Rating Dynamics strives to have quotes accurate to the dollar. We are proud of
our rate accuracy, so we welcome you to take our Accuracy Challenge
during your trial subscription. If you find a quote having a difference greater
than 5% with the carrier’s website (with consistent rating inputs), we will provide
the first month of service for free.